In the past years, people have gotten into the habit or starting with one insurance company and sticking with it for years and years. These insurance companies have tried to see that they don't lose customers, not by giving them better rates, but by rewarding them with small bonuses such as "loyalty" deductions, "good driver" deduction, etc. They feel that these small benefits will keep their clients happy by throwing them some small crumbs; thereby, stopping their clients from doing any type of research to see if indeed they are getting the best prices possible or not. They try to be your friend, hoping that that will keep you from straying away to the internet looking for better deals.
This cost saving is due to a number of factors, most pertaining to the reduction in administration costs. It is a lot cheaper to set up one automobile insurance policy for two or three cars than it is to arrange two or three separate policies. Not only is there less paperwork involved, but also less time spent by people in doing the work. Some companies actually specialize in this type of car insurance.
But, it you are smart, you know that in business when it comes to saving money you are not looking for friends, you are looking for companies with employees that will see that you are getting the best possible rates that apply on today's market whether you have been a client of theirs for months or years.
Multiple car insurance quotes will be in one name only, although there can be a number of named drivers stated on the policy. Some insurers will accept details from only the main policy holder, whereas others will want details of all the named drivers. This can affect the policy price, so make sure you know what information your car insurance company wants. It will be on the quotation form. More on this later.
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